What Should I Do if Road Debris Caused My Car Accident?

road debris

Road debris can be hazardous and cause car accidents. The AAA Foundation for Traffic Safety says road debris causes about 10,000 car accident injuries yearly. Additionally, road debris accidents are more likely to happen on a highway or interstate between 10:00 a.m. and 4:00 p.m. That is when most tractor-trailers and other vehicles hauling or towing items are on the road. 

Road debris is usually caused by loose cargo, parts falling off vehicles, or trailers that detach while towing. Loose cargo might fall out of the bed of a truck, the bed of a trailer, or some other conveyance. Falling parts might be a taillight, bumper, or some other part that is not properly attached to its vehicle. 

Many drivers also improperly connect trailers that might break loose and collide with a vehicle. Anything that creates a hazardous roadway condition qualifies as road debris, and it can help to identify the source of the road debris. That source can lead to a liable party that might be accountable for damages and injuries.

Some possible liable parties for road debris accidents include:

  • Drivers.
  • Construction companies and contractors.
  • Property owners.
  • Government entities.

If your vehicle has a dashcam, you might have a clear recording of the debris falling from the car. You might even have the license plate number in clear view and can find the offending vehicle’s driver. 

The road debris might be from another source, like a construction zone. Construction debris could make the contractor liable for damage caused by road debris.

No-Fault Insurance

New Jersey’s no-fault auto insurance enables you to file and collect compensation for medical costs, lost wages, and other economic losses caused by accidents. Your insurer should cover your injury-related claims up to policy limits with your personal injury protection coverage. The cost to treat your injuries might exceed your policy limits and any health insurance benefits. If a vehicle causes road debris, the owner’s auto insurance policy should pay up to policy limits to repair or replace your car.

If the offending party does not have enough insurance coverage to pay for your losses, an experienced lawyer might be able to help. Filing a claim against an at-fault driver is only possible in certain circumstances, so it is critical to consult with a lawyer to explore your options after a road debris collision.

Mount Holly Car Accident Lawyer at the Law Office of David S. Rochman Helps to Hold Liable Parties Accountable After Road Debris Collisions

You can find help with your road debris accident claim from our experienced Mount Holly car accident lawyer at the Law Office of David S. Rochman. Call us at 856-751-2345 or contact us online to schedule a free consultation. Located in Mount Laurel, New Jersey, we proudly serve clients throughout the surrounding areas.