Car Accident With a Learner’s Permit: What You Should Know

Due to their limited experience behind the wheel, new drivers with learner’s permits can be more prone to accidents. Without the skills gained through years of driving, they may struggle to anticipate and react to potential hazards effectively. Specific regulations dictate what happens next if you have a New Jersey learner’s permit and are behind the wheel when a crash occurs.

What Are the Immediate Steps to Take After a Car Accident?

Following a car accident in New Jersey, regardless of whether you hold a learner’s permit or a full license, certain steps must be taken:

  • Check for injuries: Prioritize assessing the well-being of anyone involved in the accident, including passengers and pedestrians.
  • Notify law enforcement: Contact local authorities to report the accident, especially if there are injuries or significant property damage.
  • Report the accident: Notify your insurance company.
  • Exchange information: Exchange contact and insurance details with the other parties involved in the accident.
  • Document the scene: Take photographs of the accident scene, including the vehicles’ positions and any visible damages.
  • Seek medical attention: Even if you do not seem injured, you should undergo a medical evaluation to rule out hidden injuries.

Taking these immediate steps establishes a factual foundation for any subsequent legal proceedings.

What Are the Specific Restrictions for Learner’s Permit Holders in New Jersey?

In New Jersey, a learner’s permit holder must be accompanied by a licensed adult driver who is at least 21 years old and has held a valid license for at least three years. Additionally, permit holders must display red decals on their license plates, indicating their status as new drivers. They are also subject to passenger restrictions and are prohibited from using electronic devices while driving.

After obtaining an NJ learner’s permit, you must complete a minimum of six months of supervised driving practice, fulfill specific practice hour requirements, and pass a road test administered by the MVC. Other eligibility criteria exist, like maintaining a clean driving record and completing a state-approved driver education program, if applicable. Then, you can apply for a probationary or full driver’s license, depending on your age and driving experience.

If an accident occurs during the learner’s permit phase, the legal responsibilities mirror those of fully licensed drivers. However, drivers’ adherence to permit requirements, like supervision and passenger restrictions, will be scrutinized, making these cases more challenging.

How Does Insurance Coverage Apply?

Insurance coverage is critical to addressing the aftermath of any car accident in New Jersey. While insurance policies typically extend coverage to permitted drivers, certain nuances may apply. Review the insurance policy terms to determine the learner’s permit coverage extent.

Additionally, if the vehicle is registered under someone else’s name, their insurance policy may come into play. An experienced car accident lawyer can clarify insurance coverage details in these situations.

What Legal Recourse Is Available?

If you were involved in a car accident while holding a learner’s permit in New Jersey, you can pursue legal recourse for damages. This may include seeking compensation for medical expenses, property damage, lost wages, and pain and suffering. A knowledgeable lawyer can provide invaluable support throughout these legal proceedings. They can assess the circumstances of the accident, gather evidence, negotiate with insurance companies, and represent your interests in court if necessary.  

Secure Your Rights by Consulting a Mount Laurel Car Accident Lawyer at the Law Office of David S. Rochman Top of Form

An experienced Mount Laurel car accident lawyer at the Law Office of David S. Rochman will help you after any type of crash. Call 856-751-2345 or submit our online form to schedule a free consultation today. Located in Mount Laurel, New Jersey, we serve clients in Burlington County and the surrounding areas.